Open Banking secure

Become debt-free faster with AI.

AI Debt Tracker connects to your credit accounts, analyses balances and transactions, and builds a personalised, actionable roadmap to help you pay off debt sooner — without the guesswork.

Avg. time saved

6 months*

Secure connections

Open Banking

Custom plans

AI-driven

Total outstanding

£4,320.50

Accounts

3

Visa • Barclaycard

£1,420.20

Mastercard • Halifax

£2,100.00

Store card

£800.30

View dashboard

How it works

A simple three step flow that gets you from accounts to a plan.

Connect your accounts

Secure Open Banking integration pulls balances and transactions in minutes.

AI builds your plan

Our AI evaluates interest rates, payment behaviour and cashflow to prioritise payments.

Track & optimise

Follow a weekly plan, sync updates and watch your timeline shrink.

Features

Bank-grade security

We never store your login credentials — all connections use Open Banking standards.

AI-driven recommendations

Payment prioritisation tailored to your income and behaviour.

Real-time syncing

Automatic refreshes keep your plan accurate as balances change.

Transparent costs

Clear pricing with no hidden fees — upgrade when you're ready.

Simple pricing

Pick the plan that fits — start free, upgrade for advanced planning.

Starter

Free

Connect accounts, view balances, basic AI suggestions.

Pro Beta

£3 / month

Full AI planner, exportable plans, priority syncing.

Premium Comming soon

£9 / month

Personal coaching sessions + everything in Pro.